Cheap motor insurers question the mounting death rate in new driver insurance customers.

Due to the spiralling costs of motor insurance many new driver insurance customers people are being deterred from sitting driving tests in the belief that they'll be priced out of an often extortionate market place when it comes to putting their cars on the road. This, alongside of the what many youngsters consider intractable new components making up core principles of the test itself are thought by concerned authorities to be more than contributing factors to an alarming rise in the death rate amongst young drivers over the past five years.

Statistics that graphically enumerate and categorically underline a disturbing fatality trend amongst drivers in the 16 - 19 demographic has seen a twofold increase in loss of life on the roads during the period from 2000 to 2004, a vividly alarming actuality that hasn't gone unnoticed by us here at 4youngdrivers.com. one of the cheapest motor insurers in this overcrowded arena, 4youngdrivers.com strive to not only procure cheap motor insurance for their targeted young drivers, but also consider themselves to be both the voice of reason for young drivers, and someone in whom they can turn to for advice on a broad range of motoring related issues.

Despite a steady improvement across the general populace in terms of road safety, these more upbeat returns conceal a distinct increase in those under 20 being involved in fatal accidents, and that's in the face of living with a decidedly tougher driving test. Altogether one third more teenage drivers were killed in 2004 than in 2000, percentage-wise an increase from 9.7 in 2000, to 19.2 as of 2004 per 100 young licence holders to be exact, and that's in light of a clear halving of numbers of those young drivers actually acquiring licences.

In many cases its unfortunately the old story of drivers being under the influence of either alcohol or drugs, an instance that can cross divides of age and driving experience as we all know, however the difference this report identifies is the underlying fact that many newly-qualified young drivers travel in groups, and more often than not, late at night.

One pre-eminent motoring organisation advocates that this growing tendency amongst the said target group to defer taking their test could pre-determine the increase of these dangers, as opposed to the reduction of, which all parties are working toward. They note, and rightly so, that with fewer of the young gaining licences, this gravitates toward larger occupancies within the one vehicle. Which in turn makes it less likely that the inexperienced driver at the wheel of a heavily-laden car appreciates the degree of control necessary to compensate for tight bends, aswell as having acute knowledge of the subsequent alteration in braking distance that excess poundage determines. All integral to the over-riding wellbeing of passengers and driver alike.

The research also highlights a greater temptation to show off amongst young drivers, especially in the company of their non-driving peers. Incidentally, due largely to having such a select pool of licensed drivers in which to choose from, means the taking of turns as designated driver, and therefore avoidance of alcohol, is somewhat limited within this social group.

Naturally it may well be more of an maligned enticement to consume what you may think is inconsequential units of alcohol, when somewhat religiously you are always the one having to do the driving purely because you're the only one with a license.

There seem to be many instrumental circumstances that bring about these worrying results published, not least the Department of Transport's theory test introduced in 1996, a hazard perception test, in 2003, and, most recently, the desideratum of potential candidates to possess a rudimentary understanding of car maintenance, all heaping added pressure on our future drivers.

Perhaps also, it may have something to do with a higher proportion of young people delaying the old rites of passage of learning to drive, until after they graduate, seeing that more and more opting for the university route. The restraints and conditions of perilous finances are also to be taken into account, with an average spend in this day and age of some £1,162 on lessons and test fees alone, the novice driver finds obstacles, to coin a phrase, in their road from the outset

Returning to the subject of motor insurance, and leading brokers point out that an undistinguished 18 year old has to fork out on average £1,700 to cover motor insurance. Although there are much cheaper options out there if you apply the old adage of shopping around, according to the team here at 4youngdrivers.com who can find a deal to suit your pocket, simply by picking up the phone or applying online via our website.

In conclusion, and under new proposals, one leading motoring organisation, infers that new drivers should be obliged to sign a code of conduct, under which they would agree not to drive between midnight and 5am , and to limit the number of passengers to 2 until they had benefited from 2 years driving experience. Somewhat clandestine to my way of thinking, when more exacting and far-reaching efforts should be put into tracing and prosecuting uninsured drivers, tax and fine dodgers and other miscreants who all add to everyone else's motor insurance premiums at the end of the day, and simply educating new drivers more effectively in the first place. The same source argues that any breaches of these codes would be taken into account if drivers committed a motoring offence, with courts issuing harsher penalties, pinning their hopes on the premise that a code would be more effective than the policing and enforcing of any new motoring laws that came into place as an alternative. They go further by addressing the subject of roadside cameras for instance, which they stress cannot detect how old the driver is, or indeed, as to how long they've been driving.

In the eyes of the law, and under current legislation, new drivers face having their license revoked on accumulation of six penalty points within the first two years of qualifying. However, at the moment they can simply retake their tests and get back behind the wheel.

Date - 15/09/2006