Whiplash injuries cost the British insurance industry up to £1 billion a year. Many claims are fraudulent, but whiplash is difficult to prove; it's relatively easy for less honest motorists to get away with whiplash injury claims and the temptation to go along with unscrupulous legal companies willing to make a claim on your behalf is easy to understand.
What we can say for certain, however, is that the growing number of claims on the insurance industry in recent years has had a detrimental effect on the cost of car insurance to policyholders.
Many people do not realise the seriousness of making a false claim. It is an offence under UK law to make a false insurance claim. If discovered doing so, you can face a large fine or perhaps even prison. This also applies to anyone who knowingly aids in the deception.
Although whiplash has been difficult to prove in the past, new medical scanners are being developed which can scan the soft tissues in the neck for damage. This should help to reduce the number of fraudulent claims and will allow doctors to be able to assess a patient's condition more accurately.
There are a number of things that you can do to help prevent whiplash, the most important being ensuring that your head supports (if present) are properly adjusted to the correct height. The Royal Society for the Prevention of Accidents (PoSPA) has a handy fact-sheet to help you adjust your car's head rest correctly.
Released On 15th Sep 2006