Fully Comprehensive Car Insurance

This is the best level of car insurance that you can buy, of course every insurer has different restrictions and features so make sure you know what you can and can't do. Unfortunately, fully comp doesn't necessarily mean that you are covered for everything. Check with your insurer if you have any special requirements.

Generally, protected NCB is only available if you have over 4 years of NCB. Please note that this doesn't mean you can have as many accidents as you like, generally you are restricted to one and then you start to lose you NCB slowly. Some companies offer over 25s guaranteed NCB which does allow you to have multiple claims with out it affecting your NCB.