Young driver car insurance without a black box

Affordable non-black box insurance policies for young drivers

There are lots of reasons why a young driver might prefer a more traditional car insurance policy, without a black box. Non-black box insurance could be the right choice for some new drivers, so it's definitely worth getting a quote - you could find it's a more affordable option and you'll have a policy with fewer restrictions.

4 Young Drivers works with a range of specialist insurance providers, so if you want great cover with flexible payment options, why not get a quote? It's really quick and easy!

Get a quote

Are you better off with or without a black box?

It depends; by and large, more careful drivers with lower risk factors can make good savings with black box insurance. On the other hand, if you've got a few bad driving habits, or present a higher risk, car insurance without a telematics box might be a better option.

Learn more about the pros and cons of black box insurance, but why not get a quote for both to compare costs? It's free, it's fast - what have you got to lose?

We also offer black box insurance

It's important to us that you have choices, so we'll help guide you to the policy that's right for you. Learner drivers and young drivers who have recently passed their test might prefer a quote for black box / telematics insurance. 

Find out more about insurance for Learner drivers.

Learn more about insurance for New drivers.

Why is car insurance so expensive for young drivers?

Unfortunately, young and inexperienced drivers are known to be at higher risk of having an accident and making a claim on their insurance.

The road safety charity Brake has research showing that drivers aged between 17 and 19 years old make up just 1.5% of all UK drivers, but have around 9% of fatal or serious road accidents when they are driving. 16 to 19 year-olds are a third more likely to die in a crash than older drivers, and one in four 18 to 24 year-olds crash within two years of passing their driving test.

Insurers base insurance premiums on risk, so it’s not surprising that this kind of data can increase the cost of insurance for young drivers under the age of 25, and perhaps more so for new drivers under 21. And if you’ve been unfortunate enough to have had an accident or a conviction, you might find it even harder to get on the road.

We can help you find a cheaper premium. No fee, no hassle, just affordable car insurance when you need it most.

How can you reduce your premium?

You’ll find lots of useful information on this website, but if you’re specifically looking for money-saving tips for young drivers, read our article on how to reduce the cost of your car insurance. You’ll learn about:

  • Buying the right car
  • Choosing the right level of insurance cover
  • Why a higher excess could save you money
  • Avoiding too many additional drivers
  • Car security as a way to reduce your premium
  • Avoiding car mods that enhance your car’s performance
  • Reducing your mileage
  • Breaking away from your parents’ policy
  • Keeping a clean licence
  • Improving your driving skills

Insurance with no black box for sports car owners

A policy without a telematics box might also be a good choice if you’re a young driver with a high performance car or sports car. If you’re under 25 with a fast car, coupé, convertible or hot hatch, we can find good rates for you. So, save yourself hours of trawling the internet and get a quote now.

Read more about car insurance for sports cars.

Get a quote for car insurance without a black box


Got convictions? You can still get a quote!

Traditional policies without a black box can sometimes be more cost-effective for drivers considered to be a higher risk. Our experience in this market means we can find the best deals for hard-to-cover young drivers. So if you have motoring or non-motoring convictions, non-black box policies could be a good option for you.

Read more about insurance for convicted drivers.