Non-Black Box Insurance
£100,000 of Legal Expenses cover as standard
Affordable payment options
Wide range of additional products, from Breakdown Cover to Gadget Insurance
There are reasons why some young drivers might prefer a car insurance policy without a black box.
For example, they may have had a telematics policy for a few years, built up some No Claims Discount (NCD), and now want a non-black box policy, but they’re still under 25 years old.
Some drivers may not want to share their driving data, either due to privacy concerns or because they think their driving could increase their premium.
Others might simply prefer to take out a standard young driver policy and not think about their insurance until it’s time to renew it.
Whatever the reason, insurance isn’t one-size-fits-all. Insurance premiums for young drivers can vary significantly depending on the driver’s details, so you could find that a policy without a black box is a similar price to a policy with one, and you'll have insurance without the restrictions.
Whatever the reason, insurance isn’t one-size-fits-all, and premiums for young drivers can vary significantly depending on the driver’s details. You could find that a policy without a black box is a similar price to a policy with one, and you'll have insurance without the restrictions.
It depends; by and large, more careful drivers with lower risk factors can make good savings with black box insurance. On the other hand, if you've got a few bad driving habits, or present a higher risk, car insurance without a telematics box might be a better option.
Learn more about the pros and cons of black box insurance, but why not get a quote for both to compare costs?
It's important to us that you have choices, so we'll help guide you to the policy that's right for you. Learner drivers and young drivers who have recently passed their test might prefer a quote for black box / telematics insurance.
Find out more about insurance for Learner drivers.
Learn more about insurance for New drivers.
Unfortunately, young and inexperienced drivers are known to be at higher risk of having an accident and making a claim on their insurance.
The road safety charity Brake has research showing that drivers aged between 17 and 19 years old make up just 1.5% of all UK drivers, but have around 9% of fatal or serious road accidents when they are driving. 16 to 19 year-olds are a third more likely to die in a crash than older drivers, and one in four 18 to 24 year-olds crash within two years of passing their driving test.
Insurers base insurance premiums on risk, so it’s not surprising that this kind of data can increase the cost of insurance for young drivers under the age of 25, and perhaps more so for new drivers under 21. And if you’ve been unfortunate enough to have had an accident or a conviction, you might find it even harder to get on the road.
We can help you find a cheaper premium. No fee, no hassle, just affordable car insurance when you need it most.
You’ll find lots of useful information on this website, but if you’re specifically looking for money-saving tips for young drivers, read our article on how to reduce the cost of your car insurance. You’ll learn about:
A policy without a telematics box might also be a good choice if you’re a young driver with a high performance car or sports car. If you’re under 25 with a fast car, coupé, convertible or hot hatch, we can find good rates for you. So, save yourself hours of trawling the internet and get a quote now.
Read more about car insurance for sports cars
Traditional policies without a black box can sometimes be more cost-effective for drivers considered to be a higher risk. Our experience in this market means we can find the best deals for hard-to-cover young drivers. So if you have motoring or non-motoring convictions, non-black box policies could be a good option for you.