Teenage Car Insurance
Compare quotes for Black Box or Non-Black Box policies, for learner and fully licenced drivers.
If you're a teenage driver looking for their first car insurance, or a parent trying to help their child get the best deal, it's good to know you've got options. 4 Young Drivers specialises in helping young drivers find great policies at at price they can afford, regardless of whether they are still learning or have passed their driving test.
- Black Box policies can be a great way for a teen driver to save money when they start driving, so we’ve teamed up with Marmalade to provide an annual telematics (black box) policy.
- We understand that for some new drivers, a Non-Black Box policy works best for them. We've got that covered, too, and you can read about it here.
- We've also got a great short-term policy for learner drivers, whether you're using your own car or practicing in a parent or friend's car (with no risk to their no claims bonus if you have a bump while you're driving!). Find out more.
You'll see quote options for all types of teenage car insurance below - simply get a quote for the policy that interests you the most, or take an extra couple of minutes to compare costs on more than one quote.
Not sure which policy is right for you?
You'll probably find the whole car insurance thing a bit confusing when you first look into it - it's not always easy to know which type of policy is best! If often depends on your circumstances, so we've written a guide to the pros and cons of black box car insurance to help you choose.
Why is insurance more expensive for teenagers?
It's hard for young drivers. Whether you’re still learning to drive or just passed your test, finding cheap car insurance for teens can be challenging. Until you have a bit more experience under your belt, you’re considered a higher risk driver.
Statistically, this is true – unfortunately this age group does have more accidents. Luckily, 4 Young Drivers has access to a wide range of insurers willing to look at teen drivers as individuals rather than a statistic, so we can find the cheapest insurance policy in a fraction of the time it would take you to trawl the internet yourself.
Tips for a lower premium
Improve your driving skills with Pass Plus
If you’ve recently passed your test, you can take part in the PassPlus scheme. PassPlus is a practical training course aimed at helping newly qualified drivers develop their driving skills and drive more safely.
Insurers recognise that teenage drivers who complete PassPlus are committed to driving responsibly and this may help you to get a discount.
Any car which poses a lower risk of an accident or less of a temptation to thieves will be cheaper to insure. So choose a car with a good safety rating (newer cars have better ratings, if you can afford one), a smaller engine and good environmental credentials. Avoid fast, sporty cars, cars that are expensive to repair, and cars that are often targeted by thieves.