Teenage Car Insurance

Now teen drivers can choose from Black Box or Non-Black Box policies! 

If you're a teenage driver looking for their first car insurance, or a parent trying to help their child get the best deal, it's good to know you've got options. 4 Young Drivers specialises in helping young drivers find great policies at at price they can afford.

Black Box policies can be a great way for a teen driver to save money when they start driving, so we’ve teamed up with Marmalade to provide an annual telematics (black box) policy.

But we understand that for some new drivers, a Non-Black Box policy works best for them. We've got that covered, too. 

You'll see quote options for both types of car insurance below - simply get a quote for the policy that interests you the most. 

 

Black Box insurance - get a quote online

Non-Black Box insurance - get a quote online

Not sure which policy is right for you?

You'll probably find the whole car insurance thing a bit confusing when you first look into it - it's not always easy to know which type of policy is best! Depending on your circumstances, there are pros and cons for both, but we've got some tips and information to help you choose. Read more about Black Box insurance, or find out why some drivers prefer a more traditional, Non-Black Box policy.

Why is insurance more expensive for teenagers?

It's hard for young drivers. Whether you’re still learning to drive or just passed your test, finding cheap car insurance for teens can be challenging. Until you have a bit more experience under your belt, you’re considered a higher risk driver.

Statistically, this is true – unfortunately this age group does have more accidents. Luckily, 4 Young Drivers has access to a wide range of insurers willing to look at teen drivers as individuals rather than a statistic, so we can find the cheapest insurance policy in a fraction of the time it would take you to trawl the internet yourself.

What's the cost?

Unfortunately there's no average cost for teenage driver insurance. It very much depends on the risk factors and these can vary from person to person. But use the quote button to get a no obligation quote that takes just a few minutes.

What are the risk factors? 

Insurance companies take various factors into account, including your age (i.e. whether you're 17, 18 or 19), how long you've been driving, whether you have a clean driving licence, the type of car you are insuring and the area you live in.

Tips for a lower premium

Improve your driving skills with Pass Plus

If you’ve recently passed your test, you can take part in the PassPlus scheme. PassPlus is a practical training course aimed at helping newly qualified drivers develop their driving skills and drive more safely.

Insurers recognise that teenage drivers who complete PassPlus are committed to driving responsibly and this may help you to get a discount.

Your car

Any car which poses a lower risk of an accident or less of a temptation to thieves will be cheaper to insure. So choose a car with a good safety rating (newer cars have better ratings, if you can afford one), a smaller engine and good environmental credentials. Avoid fast, sporty cars, cars that are expensive to repair, and cars that are often targeted by thieves. 

Related Information

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