Car Insurance after a Drug Driving Conviction
A conviction for driving under the influence of drugs is likely to affect the cost of your car insurance. You may even find that some insurers are not willing to insure you at all, but we're going to help you get back on the road following a drug driving conviction.
In the same way that drivers with drink driving convictions turn to us for help finding cover, 4 Young Drivers can also help people with drug driving convictions find affordable car insurance. We specialise in non-standard quotes for all driving convictions and can obtain rates from a range of insurers willing to provide you with cover, whatever your circumstances.
About drug driving
It's not only illegal banned substances that could result in a conviction – even prescribed or over the counter medications could result in a prosecution if they impair your driving ability.
The government has introduced limits on a variety of both illegal and prescribed drugs. If you are taking medication, check with your GP that you will be able to drive safely within the limits.
Drugs with limits
|
Prescription drugs with limits |
Illicit drugs with limits |
|---|---|
| Clonazepam | Benzoylecgonine |
| Diazepam | Cocaine |
| Flunitrazepam | Cannabis and cannabinol |
| Lorazepam | Ketamine |
| Methadone | LSD |
| Morphine | Methylamphetamine |
| Oxazepam | MDMA – ecstasy |
| Temazepam | Heroin and diamorphine |
The penalties for drug driving are:
- a minimum 1 year driving ban
- a fine of up to £5,000
- a criminal record
- a prison sentence if you cause a death
Until your conviction is spent, you must declare it to an insurance company when you get a quote. If you are already insured you should tell your present insurer as soon as possible.
Drug driving endorsement codes
| DG10 | Driving or attempting to drive with drug level above the specified limit |
| DG40 | In charge of a vehicle while drug level above specified limit |
| DG60 | Causing death by careless driving with drug level above the limit |
| DR80 | Driving or attempting to drive when unfit through drugs |
| DR90 | In charge of a vehicle when unfit through drugs |
If you have different types of convictions, 4 Young Drivers can help you find insurance. read more about convicted driver insurance.