Sports Car Insurance for Young Drivers

Are you a young driver with a fast car? We're specialists in both, so enquiries for sports and high performance cars aren't a problem, even if you're under 25. We can secure good rates for you. 

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We specialise in Fast Car Insurance

Red sports car

We're the recognised insurance industry experts for higher risk drivers; we'll search our panel of insurance providers for the best rates, so whether you’re driving Dad’s old jalopy or a Porsche 911 Carrera, we have the experience to find you a policy that's right for you.

What’s more, our systems can crunch the numbers faster than you could hope to, so save yourself hours trawling the internet and save yourself some money, too.

A few examples of high performance cars we can insure:

We can insure most high performance and sports cars. Here's just a small selection of coupes, convertibles and hot hatches we can insure. Contact us with details of your make and model for a quote.

Coupes

Convertibles

Hot hatches

Toyota GT

Jaguar F Type Coupe

Jaguar XK

Audi TT

Peugeot RCZ

BMW 2 Series

Porsche Cayman

Jaguar XKR

Audi A3 Cabriolet

Audi A4 Convertible

BMW 4 Series Convertible

Porsche 911 Cabriolet

Mazda MX5

Volkswagen Golf cabriolet

Audi TT Roadster

Mercedes SLK

Ford Focus ST & RS

BMW M1351

Mini JCW

Ford Fiesta ST

Renault Clio RS 172 & 182

Seat Leon Cupra & FR

VW Golf GTI

Renault Megane RS

Why is sports car insurance so expensive?

It should come as no surprise that insuring a high-performance car isn’t as cheap as your average one. Here are the three main reasons why:

  • Statistically more likely to be involved in an accident. This is only amplified when a young driver is behind the wheel and the premiums will reflect it. For this reason, some insurers won’t cover under 21s for this type of vehicle.
  • Replacement parts and repairs are more expensive than a standard car, especially if it’s an imported sports car.
  • Attracts the wrong kind of attention and has a greater chance of being targeted by thieves and vandals.

How to help make it more affordable

But it's not all bad news. In fact, there are several things you can do that may help to reduce the cost of your premium:

  • Have a telematics (black box) device fitted to your vehicle
  • If you are a new driver, consider taking part in the PassPlus scheme
  • Store your car in a garage overnight to keep it out of sight of potential thieves and vandals
  • Improve your car's security by fitting approved immobiliser and alarm
  • If you only use it on weekends or during the summer think about limiting your mileage
  • Increase your voluntary excess (but keep it realistic)
  • Join an owner’s club as some insurers give a discount if you are a member
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